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my debts are about 8000 altogether which doesnt seem much, but when u have no income its an awful lot lol x Katy - Glad you found it helpful, I think they would be the best thing as they do it all for you. Hope it all goes ok Kelly - Hi these were only introduced in April last year so a lot of people are still unaware of them or how they work.

Hi Katy, Yeah I have done one, got it done last August and will be released this August with no debt...hopefully lol.

I can honestly say for me it was the best thing I ever did and it got rid of months and months of stress and worry. yes, dont want to bore you, but ive had an awful couple of years, partner left me when pregnant, struggled to afford lots of things for baby so had to use credit, also had no heating in house, so had to get that installed on credit, car broke down number of times and i cant do without my car so that had to go on credit, the list goes on and now i have lost my job, whislt i still hav all this debt hanging over me.

I can honestly say for me it was the best thing I ever did and it got rid of months and months of stress and worry.

It is something you need to think about though seriously. xhiya sorry for hijacking this lol, ive also done a debt relief order last year, but i thought it lasted 5years before the debts were written off?

The DRo stays on your credit file though for 6 years, like a bankruptcy order Below info is taken from the offical DRO site What happens during the debt relief order period During the period of your debt relief order, you won't need to make any payments towards the debts listed in the order.

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