And love is the tool scammers use to pry open your bank account and strip you of your assets.
By learning how to spot a scammer, you can protect yourself.
In fact, they're someone you could see yourself spending the rest of your life with.
A decent person with a good job or business in search of a good, honest partner to settle down with.
Instead of sending spam letters that promise millions for your assistance, these scammers are targeting single men and women who are searching for love online.
They use psychological tricks to lure their victims in, use poetry and even gifts to get them under their spell, and then once you are there, will try to reach for your wallet, all the time declaring their "undying love" for you.
The scam may take the form of asking you to cash a check for them through your bank account because they are "out of the country" and unable to cash it themselves, or they may come right out and ask you to send money to help them out of a fabricated "financial difficulty" they claim to be experiencing.
Scammers use any weakness they find to their advantage.
You or someone you know may be dating this person online right now. No matter how good they sound, things aren't what they appear to be.
In reality you're talking to a criminal sitting in a cybercafé with a well-rehearsed script he's used many times before.
He's hunting through chat rooms, dating sites and social networking sites searching for victims, looking to cash in on romance.
If you are over 40, recently divorced, a widow, elderly or disabled then all the better in his eyes.
Spotting Discrepancies Reading or Listening Between the Lines Beware Speed Community Q&A Online dating scams are rife. You do not have to be rich and you do not have to be stupid.
You just have to be looking for love, a search that causes you to be more vulnerable than usual.