Here are a few auto tips that may help lower your auto premiums.
Most insurance companies are pretty competitive when it comes to insurance rates.
Now by increasing your deductibles to 0 comphrensive and 0 or 00 dollars on collision, you could save two to three hundred dollars a year.
If your car is financed, you need to check with the lender for their limits on your deductibles.
Inform the agent of your deductible amounts and limits of liability, medical payments, uninsured motorist, towing and labor and rental if needed.
This way you are comparing exact coverages in comparing premiums. You may pay for auto insurance and never have an accident.
Company "B" may favor homeowners policies over auto policies.
Example..you had a 0 dollar deductible on comp and a 0 dollar deductible on collision, lets say this cost you 0 dollars a year.
Whatever the case, it is good to shop around to find the best rates available.
Things to know when shopping auto rates: Before you call or ask for a quote, have your auto policy in hand.
NOTE: Many insurance companies have a clause called Accident Forgiveness.
Although, there are insurance companies that prefer certain lines of business.
Company "A" may favor their auto line of business over their homeowners policies.